A Financial Literacy Question

In a Facebook group I’ve joined that focuses on financial literacy, a question got me thinking: “If you could reset your financial journey, what would you set up first?”

I read the comments and liked those that mentioned having a frugal life, investing and reinvesting, and having an easy-to-follow system. And here’s what I posted:

Even if I could reset my financial journey, there’d be nothing much to change except switching from the traditional time deposit which yielded way too small returns, to digital banking. But then again, confidence in digital banks has just started to grow recently.

I’m not a risk-taker. It’s okay for me to wait for a longer period or earn not too big of an interest as long as gaining is 100% certain.

Should I have pursued jobs that could have given me higher income? Well, my experiences working in the media, teaching, and training gave a different kind of fulfillment that cannot be compared with financial gains. After all the efforts, thankfully, the other blessings followed. Not too much, just enough.

With a smile, I can say “no regrets!”